Month: September 2014

10 Easy Fall DIY Projects

Fall is officially here and with it we get closer to holiday season; Halloween, Thanksgiving, and Christmas are on the way. Here are 10 Fall decorating DIY projects to get your place festive and save money in the process! Once you have some inspiration, get crafty – create your own Fall DIY project that is uniquely you.






Gold Painted Leaves from DIO Home Improvements

diy gold leaves


Wood Slice Chalk Board from Craftaholics Anonymous


DIY Pottery Barn Knock-off Pumpkin


DIY Spider Webs by How About Orange


Fall Mason Jar Vases from Anything & Everything DIY Blog


Glitter Pumpkin Candle Holder from Twig & Thistle

glitter pumpkin

Fall Candle Holder from Home Talk

fall candle

Chalkboard Pumpkins from Better Recipes


Free Fall Printable from Nest of Posies


Painted Pumpkins from My Sweet Savannah

pumpkins done last


Enjoy Fall Break Without Breaking the Bank

By: Vincent Mortensen

Fall Break is almost here! From October 12th to the 19th, you are free to take a breather from classes and all that studying. We’ll all want to take a load off, but some will want to take a load off in a different place. Why not? We love vacationing but we also hate spending the high prices attached to it. Take some of these tips into consideration if you decide to travel during your break:

1. Take a re-positioning cruise – When cruise liners need to relocate their ships from one area of the world to another, they hate losing money. They fix this situation by offering much lower rates for a one-way cruise for passengers to their new destination. You will have the same great experience at a lower price. Make sure the flight home doesn’t blow your budget, though.

2. Use specialized websites – The vacation market has become very competitive to the psimpsons-vacationoint companies such as Kayak or Trivago will pull all major travel prices and put them on one website to compare. Not only does this save money, it will save time as well.

3. Think home, not hotel – Believe it or not, websites like or gives you the opportunity to swap your living space with another traveler. You will live at their house and they will live at yours during the period. This slashes expensive hotel costs and gives you a more local feel of the area.

4. Travel in the off-season if possible – Tourist areas like to entice people to come during the off-season by offering better vacation packages. On top of that, these areas are usually much less crowded than the peak seasons. You’ll be able to do more with the same allotted time. Mid-October counts as the off season so you’re in luck.

Always make sure to search websites for any other tips I haven’t mentioned here. The vacation world is loaded with great deals if you take the time to get out there and find them!

Extended Warranty on a Car: To Buy or Not to Buy

By: Vincent Mortensen

I recently purchased a used car at a dealership for a fairly good price. Once it was time to create a payment plan, the financial consultant asked if I would like a two-year, 24,000 mile extended warranty on the vehicle for $1,850. In order to not sound biased, I won’t reveal if I purchased this warranty plan.

Many of us feel sick if we are not protected from potential problems while many of us feel all warranties are a complete rip-off. On which side to you lie? Is it ever a good or bad idea to purchase an extended warranty for a vehicle? Below are a few points to help you make a more clear choice.

1. How long do you plan on keeping the car? – Are you the type that gets tired of cars within two to four years or do you like to use your car until it’s on its last leg? It is generally not a good idea to purchase an extended warranty for those who don’t keep cars longer than four years.

2. Who stands behind the warranty? – If you do choose to purchase an extended warranty, make sure it is backed by the car maker and not just the dealership you purchased from.  Car maker warranties will allow your car to be serviced at any dealership that sells your brand of car, not just at the dealership you purchased. 

3. Have you shopped for the best price? – More often than not, you can find an extended warranty through third-party programs for much cheaper. If you do go this route, make sure you know what you are getting, as the third-party warranty might not cover as many potential problems the dealership will cover.

4. Will you have peace of mind if you don’t buy it? – As mentioned above, there are some people that cannot sleep at night, knowing their car is not covered by a warranty. If you are going to make yourself sick, perhaps you should consider it.

5. Is the car still under the original warranty? – There is no need to purchase unnecessary coverage if your used car is still under the original warranty of the car maker. For example, if you are offered a two year, 24,000 mile warranty from the dealership for $1,850 but your car still has a year and a half or 20,000 more miles (whichever comes first), a warranty would be wasteful. What are the odds your car will have $1,850 worth of problems in only six months? Not likely.

After reading these points, the choice is yours. If you are in the market for a new or used car, make sure you do your research to get the best warranty deal or skip it completely.

This information was based on an article from